Let us help you get that YES! on a second chance car loan.
We know exactly how dejecting the process is to look for vehicle finance when a bad credit score works against you. After all, by providing no credit check car loans, we have assisted countless customers to overcome the odds and drive away in the vehicle of their dreams.
We can help you too. Increase your chance of success with one of our friendly second chance car loan experts on your team.
On a bad credit rating, the application starts out with a disadvantage at the loan companies. Our second chance car loan expert will prevent it from getting summarily binned by making a quality submission, presenting the best case possible and in exactly the way the institutions like it.
Also, our bad credit car loan experts know the industry well. They focus the second chance car loan application on the correct lenders and multiple financiers at the same time, thereby greatly increasing the chances of success. We make the process of secured car loans easy.
Lenders need to feel that they will not lose their money and that the loan will be repaid as promised. A regular income and affordability of the instalment are therefore critical factors.
The institutions look for reasons behind the bad credit score. They want to satisfy themselves that those conditions no longer exist, or have vastly improved. Incidences such as sudden unemployment in the past, illness or the passing of a loved one may have temporarily disrupted the applicant’s ability to service debt previously. If the factors were non-preventable, then that my count positively towards the outcome of the loan decision.
Speak to our friendly second chance car loan experts. They will provide the correct guidance in all instances.
Stability in the applicant’s circumstances is important to financiers. A fixed address and personal references from credible parties (e.g. landlord, rental agent etc.) will add weight to you the submission. If you can demonstrate a clear criminal record, then that may also strengthen your case.
The institutions see a bad credit car loan as a riskier investment therefore they require an increased return on the loan. Compared to regular finance deals, second chance car loans generally carry higher interest rates.
A deposit proves commitment to the lender and will strengthen the application. However, a down payment may not be required. Our friendly second chance car loan expert will provide the required information during the consultation.
Our consultations are free of charge and also obligation-free so you can ask anything about used & new car loans without any hesitation.
Congrats! The quicker we start, the sooner you’ll be enjoying your new wheels.
Car Loan Experts provide bad credit car loans that are specifically designed for people who have had faced hardship to obtain car finance in Sydney because of their poor credit history. They are normally those people who have been rejected by banks and other financial institutions because of credit defaults or bankruptcy. At Car Loan Experts, anyone can apply for secured car loan even with poor credit history.
Basically secured car loans mean lender will treat your new car as a security against payment defaults from the borrower. Because of the low-risk factor for the lender, this type of loans is low-interest car loans.
Car Loan Experts has more than two decades of experience assisting people with bad credit car loans. We facilitate:
Now, you don’t have to wait for weeks to drive away in your dream car as we can assist you for that to happen.
Don’t quit if you have been refused credit? We can assist!
Car Loan Experts has assisted many Australians to find the right loan for over two decades successfully. That’s because we render finance options according to the exact needs of our clients. Generally, other finance institutions may sell you the loan they prefer while we prefer to ask you what you need - that’s the difference. Even if your credit history isn’t appropriate, we’ll strive to find the secured finance solution that appropriately fits your goals and your circumstances through our comprehensive evaluation process.
Simply contact us today to get bad credit car loans with guaranteed approval.